Why Get Pet Insurance?
Pet insurance can save you thousands of dollars. Unexpected costs for illness, accidents can be very high. Emergency Vet visits can run in the thousands if we don’t prepare. We didn’t have insurance for our last two dogs. It cost us around $10,000/yr for their final years. If we would have been prepared. Our cost could have been half of that.
What To Look For When Shopping for Insurance
I personally like the idea that Trupanion pays your vet and you only pay your portion upfront. We had been with other Insurance companies that requested you to upload and send in your receipts. It can get pretty confusing. With Trupanion you don’t have to worry about that. We had insurance with 24PetWatch when we adopted our dog. However, we found ourselves not remembering to upload or send our receipts in. Their policies are a bit cheaper but for an extra few dollars, Trupanion is our choice of pet Insurance.
One good part of having insurance is that it will help you with final expenses. Make sure you look over the policy closely. Ask questions. Most of all you will have peace of mind knowing your pet is covered. Most insurance will cover wellness exams but not preventative care. Do read your policy over. Make sure your vet is registered with your Insurer. Another reason why we like Trupanion. They will even contact your vet to set up your Insurance. So you only pay your portion upfront. Here is a direct link if you want to find out more about getting your pet health insurance.
Other Alternative to Insurance
You can set up a pet savings account with your bank. I would suggest to keep anywhere from $2000.00 and up in your account. Depending on the size of your dog and health conditions your pet may have. Or you may find yourself not being able to afford the treatment.
I will be adding to this section as I share my experiences with Trupanion. We have a Perra Presa Canario. She is 15 months old and 145 lbs. We find our vet costs quite high. And I couldn’t imagine if we had an emergency. Having a rescue dog, you really have no background information on the parents. So I again highly recommend Insuring your pet. And I look forward to adding in more updates on Pet Insurance and what is out there.